This limits your liability in case of an accident. For Honda Metropolitan, the deductible is $750. For Honda PCX 150, it is $1250. For Vespa LX 50 or LX 150, it is $1500. For example, if you are involved in an accident that causes $1500 in damage and purchased insurance, you would only be responsible for the first $750 in damage.
Without insurance, the maximum liability for each scooter type is as follows:
Honda Metropolitan - $2000
Honda PCX 150 - $2500
Vespa LX 50 - $3000
Vespa LX 150 - $3500
Vespa GT 200L - $3500
Vespa GTS 250 - $4000
This insurance does not apply towards damage or loss towards Helmet or Cell Phone Rentals.